OT: disturbing email

On Friday, October 28, 2016 at 11:05:57 AM UTC-7, Larry Blanchard wrote:
> On Thu, 27 Oct 2016 19:58:35 -0500, Unquestionably Confused wrote:
>
> >> The question is: How the %$#@! did the card processor use our credit
> >> card number to get our email address? That bothers me. Anyone know?

> ... The email came from
> squareup. I don't do online banking. I'm sure Visa has my email
> address, but do they normally give it out to a card processor?

There's no necessity for them to give your e-mail address to the card processor; the card
processor just needs to send e-mail through a proxy operated by VISA.

A quick looksee at the header of
a similar message I got from Square shows, though, that
(mta.sip.sjc1.squareup.com [74.122.190.36])
specified my true e-mail address and that
address is owned/operated by Square, Inc.

On Sat, 29 Oct 2016 16:31:17 -0400, Keith Nuttle
<[email protected]> wrote:

>On 10/29/2016 2:23 PM, [email protected] wrote:
>> On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:
>>
>>> On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
>>> <[email protected]> wrote:
>>>
>>>> On 10/29/2016 10:19 AM, krw wrote:
>>>>> oing the CC company a service by checking your account often
>>>>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>>>> Those "Feeler" charges are legitimate and not necessarily someone
>>>> checking you account with an idea of committing fraud
>>>>
>>>> Many business send these $1 charges to the credit company before sending
>>>> the actual purchase. The $1 charge validates the card.
>>>
>>> Sure, sorry that I wasn't clear. These were fraudulent, though, and
>>> confirmed by the CC company.
>>>
>>>> If you watch your CC account you will see them appear and disappear as
>>>> they age out.
>>>>
>>>> Every time I check my account I see a couple of these $1 transactions,
>>>> that are followed up with the real purchase from the same company.
>>>>
>>>> Since they disappear and not credited to your account unless you are
>>>> watching you would not know they are occurring.
>> What I find interesting is the email notifications I keep getting
>> from credit card companies and banks I have never dealt with - often
>> American banks with no Canadian presence, telling me my accounts are
>> being frozen due to possible fraudulent activity - and Apple saying my
>> account may be in jeopardy - when I don't have any dealings with the
>> "fruit" computer company.
>>
>Have you checked the actual email address for the sender. I receive
>many email supposedly from a bank or similar, and it comes from another ISP.
>
>For example I gotten some Chase bank notifications from email address on
>gmail, and the like, easy to delete.
Half of them come from China, Russia, India, or Iran - the rest come
from various other backwaters - including the USA.

On 10/27/2016 5:28 PM, Larry Blanchard wrote:
> Like I said, off topic. And not about the election :-).
>
> We ate at a new restaurant a couple of days ago and paid for the lunch
> with a credit card. The very next day we got an email from the credit
> card processor (not the restaurant) giving us a detailed email copy of
> our receipt.
>
> The question is: How the %$#@! did the card processor use our credit
> card number to get our email address? That bothers me. Anyone know?
>
>

Think about it. Likely your card was processed through one of those
little iPad devices where they swipe the card and hand you both the card
and the iPad to leave a tip.

It's likely part of the agreement between the credit card company and
the third party processor, e.g. when we okay the transaction we will
forward a receipt and your thank you to the client.

Smart move, actually. You have a receipt that you can print out if you
choose and the credit card company knows that they will hear you
screaming bloody murder if you didn't make that $50 charge or whatever.

Highly unlikely that either the processor or the restaurant got your
address handed to them.

Larry Blanchard <[email protected]> wrote in news:nutv1v$14nf$1
@gioia.aioe.org:

> Like I said, off topic. And not about the election :-).
>
> We ate at a new restaurant a couple of days ago and paid for the lunch
> with a credit card. The very next day we got an email from the credit
> card processor (not the restaurant) giving us a detailed email copy of
> our receipt.
>
> The question is: How the %$#@! did the card processor use our credit
> card number to get our email address? That bothers me. Anyone know?
>
>

Give the number on the back a call. If they did it via some automatic
process, tell them clearly it's not appreciated. However, they might have
gotten it long ago and not used it until they started the new e-mail
receipt thing.

Puckdropper

On 10/28/2016 1:05 PM, Larry Blanchard wrote:
> On Thu, 27 Oct 2016 19:58:35 -0500, Unquestionably Confused wrote:
>
>>> The question is: How the %$#@! did the card processor use our credit
>>> card number to get our email address? That bothers me. Anyone know?
>>>
>>>
>>>
>> Think about it. Likely your card was processed through one of those
>> little iPad devices where they swipe the card and hand you both the card
>> and the iPad to leave a tip.
>>
>> It's likely part of the agreement between the credit card company and
>> the third party processor, e.g. when we okay the transaction we will
>> forward a receipt and your thank you to the client.
>
> Doesn't answer the question. I never gave my email address to either the
> restaurant or the card processor (squareup). The email came from
> squareup. I don't do online banking. I'm sure Visa has my email
> address, but do they normally give it out to a card processor?

Yes, I did answer the question. I told you that the 3rd party processor
likely got it from the credit card company FOR THE LIMITED PURPOSE OF
SENDING YOU A RECEIPT (and perhaps a little thank you). All automated
(ain't computers great?) and it's more than likely that neither the
restaurant or the 3rd party processor ever saw your email addy.

Again, THINK about it. If you didn't give it to them. If you never
gave it to the restaurant or the 3rd party processor, just who the hell
do you think inserted your email address into this chain of events?

If the only one of the three is the credit card issuer, I think we have
the answer. Logic. . . it's a great thing if you have it and know how
to use it. ;)

On 10/29/2016 2:03 PM, J. Clarke wrote:
> In article <[email protected]>,
> [email protected] says...
>>
>> On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:
>>
>>> On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
>>> <[email protected]> wrote:
>>>
>>>> On 10/29/2016 10:19 AM, krw wrote:


[snip]
>>>> Since they disappear and not credited to your account unless you are
>>>> watching you would not know they are occurring.
>> What I find interesting is the email notifications I keep getting
>> from credit card companies and banks I have never dealt with - often
>> American banks with no Canadian presence, telling me my accounts are
>> being frozen due to possible fraudulent activity - and Apple saying my
>> account may be in jeopardy - when I don't have any dealings with the
>> "fruit" computer company.
>
> That sounds like the kind of email that if I got it at work would prompt
> me to hit the big yellow "phishing" button and let our Cyber Security
> people deal with it.

Exactly so!

In any given week, I'll see four or more of those slip through my
"electronic condom" Most are very crude but some are quite well done
and I can see how someone who is unfamiliar with URLs could be taken in.

Heck, I just received a heads up supposedly from NetFlix that was so
good that I thought it was real. Turns out it was but I sure as hell
didn't click on the link the email since their message was news to me.

Instead, I logged in as I normally would and I was immediately forced to
change the password to my account just as the "phony" email instructed.
Better safe than sorry.

I'm all in favor of the credit card issuer monitoring my transactions.
American Express has ALWAYS done it and they would authorize charges of
a thousand or more without batting an eye because they would compare the
where, when and how much with prior activity that was unchallenged by
me. OTOH, I've had them call me on charges for under $100 because
something looked strange or they may have had a flood of fraud from a
particular merchant.

What difference (other than added protection for both of us) does it
make that they do this on the fly? They already/eventually know where
you spent every penny that month.

On 10/29/2016 5:53 PM, Ed Pawlowski wrote:
> On 10/29/2016 2:23 PM, [email protected] wrote:
>
>> What I find interesting is the email notifications I keep getting
>> from credit card companies and banks I have never dealt with - often
>> American banks with no Canadian presence, telling me my accounts are
>> being frozen due to possible fraudulent activity - and Apple saying my
>> account may be in jeopardy - when I don't have any dealings with the
>> "fruit" computer company.
>>
>
> I have to wonder how many people think they are real and reply to the
> scammers. I've gotten them from banks in the UK too'
>
> Got another call from "Windows" about my computer too. This time it was
> a female. I asked if she had big breasts and if she would marry me.

LOL! What did she say? If she said, "No!" You could respond with,
"Well, then, I suppose that a blow job is out of the question!" ;)

On Fri, 28 Oct 2016 08:06:29 -0500, Leon <lcb11211@swbelldotnet>
wrote:

>On 10/27/2016 6:34 PM, Keith Nuttle wrote:
>> On 10/27/2016 6:33 PM, Leon wrote:
>>> On 10/27/2016 5:28 PM, Larry Blanchard wrote:
>>>> Like I said, off topic. And not about the election :-).
>>>>
>>>> We ate at a new restaurant a couple of days ago and paid for the lunch
>>>> with a credit card. The very next day we got an email from the credit
>>>> card processor (not the restaurant) giving us a detailed email copy of
>>>> our receipt.
>>>>
>>>> The question is: How the %$#@! did the card processor use our credit
>>>> card number to get our email address? That bothers me. Anyone know?
>>>>
>>>>
>>>
>>>
>>> I get emails from my credit card company all of the time. I choose to
>>> be notified on every purchase over $35.00. I get this by text also.
>>
>> Do you ever visit the card processor (assumed they are the one who
>> issued the card and maintain your account.)
>
>I visit my CCard web site often.

I go there at least once a month. They get grumpy if the bill isn't
paid. ;-)

>>
>> Part of setting up the online access to my credit card information is my
>> email. Same with my bank where I do all of my online banking.
>
>Yes

On 10/29/2016 7:47 PM, Unquestionably Confused wrote:
> On 10/29/2016 5:53 PM, Ed Pawlowski wrote:
>> On 10/29/2016 2:23 PM, [email protected] wrote:
>>
>>> What I find interesting is the email notifications I keep getting
>>> from credit card companies and banks I have never dealt with - often
>>> American banks with no Canadian presence, telling me my accounts are
>>> being frozen due to possible fraudulent activity - and Apple saying my
>>> account may be in jeopardy - when I don't have any dealings with the
>>> "fruit" computer company.
>>>
>>
>> I have to wonder how many people think they are real and reply to the
>> scammers. I've gotten them from banks in the UK too'
>>
>> Got another call from "Windows" about my computer too. This time it was
>> a female. I asked if she had big breasts and if she would marry me.
>
> LOL! What did she say? If she said, "No!" You could respond with,
> "Well, then, I suppose that a blow job is out of the question!" ;)
>

Well, I did ask if she likes sex and said we could have a lot of fun
together.

Catch me at the right time and I'll play with the scammers. Longest was
40 minutes but he hung up when I was going to light incense so we could
pray over my computer.

In article <[email protected]>,
[email protected] says...
>
> On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:
>
> >On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
> ><[email protected]> wrote:
> >
> >>On 10/29/2016 10:19 AM, krw wrote:
> >>> oing the CC company a service by checking your account often
> >>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
> >>Those "Feeler" charges are legitimate and not necessarily someone
> >>checking you account with an idea of committing fraud
> >>
> >>Many business send these $1 charges to the credit company before sending
> >>the actual purchase. The $1 charge validates the card.
> >
> >Sure, sorry that I wasn't clear. These were fraudulent, though, and
> >confirmed by the CC company.
> >
> >>If you watch your CC account you will see them appear and disappear as
> >>they age out.
> >>
> >>Every time I check my account I see a couple of these $1 transactions,
> >>that are followed up with the real purchase from the same company.
> >>
> >>Since they disappear and not credited to your account unless you are
> >>watching you would not know they are occurring.
> What I find interesting is the email notifications I keep getting
> from credit card companies and banks I have never dealt with - often
> American banks with no Canadian presence, telling me my accounts are
> being frozen due to possible fraudulent activity - and Apple saying my
> account may be in jeopardy - when I don't have any dealings with the
> "fruit" computer company.

That sounds like the kind of email that if I got it at work would prompt
me to hit the big yellow "phishing" button and let our Cyber Security
people deal with it.

On Sat, 29 Oct 2016 14:20:09 -0400, [email protected] wrote:

>On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
><[email protected]> wrote:
>
>>On 10/29/2016 10:19 AM, krw wrote:
>>> oing the CC company a service by checking your account often
>>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>>Those "Feeler" charges are legitimate and not necessarily someone
>>checking you account with an idea of committing fraud
>>
>>Many business send these $1 charges to the credit company before sending
>>the actual purchase. The $1 charge validates the card.
>>
>>If you watch your CC account you will see them appear and disappear as
>>they age out.
>>
>>Every time I check my account I see a couple of these $1 transactions,
>>that are followed up with the real purchase from the same company.
>>
>>Since they disappear and not credited to your account unless you are
>>watching you would not know they are occurring.
> Since my credit card companies are responsible for any fraudulent
>charges and I have a pretty high limit, they have very often contacted
>me to verify a charge that "falls outside my normal spending pattern"
>and have occaisionally actually called me before I got off the lot of
>the company I purchased from.. In over 45 years I have only had 2?
>charges I could not explain which were cancelled by the card issuer -
>and one of them was found to be an error in their system that charged
>my card instead of someone elses - they found a glitch that had caused
>it to happen several times in the same day to different customers - I
>believe from the same retail terminal.
>
> They are attempting to protect not only me, but themselves.

Absolutely. In fact, they're only protecting themselves. That it
helps you, too, is a bonus. At least in this aspect of credit, the
interests really are aligned.

On 10/27/2016 5:28 PM, Larry Blanchard wrote:
> Like I said, off topic. And not about the election :-).
>
> We ate at a new restaurant a couple of days ago and paid for the lunch
> with a credit card. The very next day we got an email from the credit
> card processor (not the restaurant) giving us a detailed email copy of
> our receipt.
>
> The question is: How the %$#@! did the card processor use our credit
> card number to get our email address? That bothers me. Anyone know?
>
>


I get emails from my credit card company all of the time. I choose to
be notified on every purchase over $35.00. I get this by text also.

On Thu, 27 Oct 2016 22:28:16 +0000 (UTC), Larry Blanchard
<[email protected]> wrote:

>Like I said, off topic. And not about the election :-).
>
>We ate at a new restaurant a couple of days ago and paid for the lunch
>with a credit card. The very next day we got an email from the credit
>card processor (not the restaurant) giving us a detailed email copy of
>our receipt.
>
>The question is: How the %$#@! did the card processor use our credit
>card number to get our email address? That bothers me. Anyone know?

Probably got it from your bank. I don't see that as private
information, as long as you're using their card. Check your Ts&Cs.

In rec.woodworking, Larry Blanchard <[email protected]> wrote:
> Doesn't answer the question. I never gave my email address to either the
> restaurant or the card processor (squareup). The email came from
> squareup. I don't do online banking. I'm sure Visa has my email
> address, but do they normally give it out to a card processor?

Possibly you did through a transaction that you did not realize was
Square (squareup). Maybe an online store?

https://squareup.com/legal/privacy-no-account

This Privacy Policy applies to information we collect if you make a
payment (e.g., through a Square Invoice, at a point of sale, or
using Online Store), request a digital receipt, schedule an
^^^^^^^^^^^^
appointment or otherwise interact with our Services, even if you
have not applied for a Square account or downloaded one of our
applications.

...

If you choose to receive receipts via email or text message, we
store the email address or phone number you provide. We use your
email address or phone number to send you a receipt for your
purchase, to send you promotional messages from Sellers you have
visited (subject to our legal obligations and your communication
preferences) and to automatically send you digital receipts for
^^^^^^^^^^^^^^^^^^^^
future purchases you make from other Sellers.
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

I know Square will hold on to an email address for a card for a long
time.

Elijah
------
reads the terms

On Sat, 29 Oct 2016 14:23:30 -0400, [email protected] wrote:

>On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:
>
>>On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
>><[email protected]> wrote:
>>
>>>On 10/29/2016 10:19 AM, krw wrote:
>>>> oing the CC company a service by checking your account often
>>>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>>>Those "Feeler" charges are legitimate and not necessarily someone
>>>checking you account with an idea of committing fraud
>>>
>>>Many business send these $1 charges to the credit company before sending
>>>the actual purchase. The $1 charge validates the card.
>>
>>Sure, sorry that I wasn't clear. These were fraudulent, though, and
>>confirmed by the CC company.
>>
>>>If you watch your CC account you will see them appear and disappear as
>>>they age out.
>>>
>>>Every time I check my account I see a couple of these $1 transactions,
>>>that are followed up with the real purchase from the same company.
>>>
>>>Since they disappear and not credited to your account unless you are
>>>watching you would not know they are occurring.
> What I find interesting is the email notifications I keep getting
>from credit card companies and banks I have never dealt with - often
>American banks with no Canadian presence, telling me my accounts are
>being frozen due to possible fraudulent activity - and Apple saying my
>account may be in jeopardy - when I don't have any dealings with the
>"fruit" computer company.

I get (cell) calls all the time telling me that "There is nothing
wrong with your credit account now..." , to which I mentally fill on
"until I do business with you.", as I hang up.

On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
<[email protected]> wrote:

>On 10/29/2016 10:19 AM, krw wrote:
>> oing the CC company a service by checking your account often
>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>Those "Feeler" charges are legitimate and not necessarily someone
>checking you account with an idea of committing fraud
>
>Many business send these $1 charges to the credit company before sending
>the actual purchase. The $1 charge validates the card.

Sure, sorry that I wasn't clear. These were fraudulent, though, and
confirmed by the CC company.

>If you watch your CC account you will see them appear and disappear as
>they age out.
>
>Every time I check my account I see a couple of these $1 transactions,
>that are followed up with the real purchase from the same company.
>
>Since they disappear and not credited to your account unless you are
>watching you would not know they are occurring.

On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:

>On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
><[email protected]> wrote:
>
>>On 10/29/2016 10:19 AM, krw wrote:
>>> oing the CC company a service by checking your account often
>>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>>Those "Feeler" charges are legitimate and not necessarily someone
>>checking you account with an idea of committing fraud
>>
>>Many business send these $1 charges to the credit company before sending
>>the actual purchase. The $1 charge validates the card.
>
>Sure, sorry that I wasn't clear. These were fraudulent, though, and
>confirmed by the CC company.
>
>>If you watch your CC account you will see them appear and disappear as
>>they age out.
>>
>>Every time I check my account I see a couple of these $1 transactions,
>>that are followed up with the real purchase from the same company.
>>
>>Since they disappear and not credited to your account unless you are
>>watching you would not know they are occurring.
What I find interesting is the email notifications I keep getting
from credit card companies and banks I have never dealt with - often
American banks with no Canadian presence, telling me my accounts are
being frozen due to possible fraudulent activity - and Apple saying my
account may be in jeopardy - when I don't have any dealings with the
"fruit" computer company.

On Sat, 29 Oct 2016 08:46:10 -0400, [email protected] wrote:

>On Fri, 28 Oct 2016 08:06:29 -0500, Leon <lcb11211@swbelldotnet>
>>> Do you ever visit the card processor (assumed they are the one who
>>> issued the card and maintain your account.)
>>
>>I visit my CCard web site often.
>
>So do I. My CC is through my bank and I verify every transaction that
>goes through my bank and CC.

My wife looks at our checking account almost daily but we look at the
CC, usually, once or maybe twice a month. If there's a problem, the
CC companies will take care of it and they're usually very fast.

>Over the last 10-15 years, I've experienced three CC transactions that
>were not authorized. Upon notifying the CC company, I've had three
>cards immediately cancelled and replaced with a new number. It's
>somewhat of a pain to go through the process, but it saves a lot of
>hassles in the long run.

Sure, we have too but more often it turns out that the charge was
cleared by an unfamiliar company name (parent or other DBA in the same
group) but was actually legitimate, or I simply forgot the charge.
You're doing the CC company a service by checking your account often
but it really isn't necessary. We have caught "feeler" charges ($1-$2
just to feel out legitimate accounts) and had them shut down but we
don't just sit on our CC accounts waiting for fraud.

On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
<[email protected]> wrote:

>On 10/29/2016 10:19 AM, krw wrote:
>> oing the CC company a service by checking your account often
>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>Those "Feeler" charges are legitimate and not necessarily someone
>checking you account with an idea of committing fraud
>
>Many business send these $1 charges to the credit company before sending
>the actual purchase. The $1 charge validates the card.
>
>If you watch your CC account you will see them appear and disappear as
>they age out.
>
>Every time I check my account I see a couple of these $1 transactions,
>that are followed up with the real purchase from the same company.
>
>Since they disappear and not credited to your account unless you are
>watching you would not know they are occurring.
Since my credit card companies are responsible for any fraudulent
charges and I have a pretty high limit, they have very often contacted
me to verify a charge that "falls outside my normal spending pattern"
and have occaisionally actually called me before I got off the lot of
the company I purchased from.. In over 45 years I have only had 2?
charges I could not explain which were cancelled by the card issuer -
and one of them was found to be an error in their system that charged
my card instead of someone elses - they found a glitch that had caused
it to happen several times in the same day to different customers - I
believe from the same retail terminal.

They are attempting to protect not only me, but themselves.

On 10/27/2016 6:33 PM, Leon wrote:
> On 10/27/2016 5:28 PM, Larry Blanchard wrote:
>> Like I said, off topic. And not about the election :-).
>>
>> We ate at a new restaurant a couple of days ago and paid for the lunch
>> with a credit card. The very next day we got an email from the credit
>> card processor (not the restaurant) giving us a detailed email copy of
>> our receipt.
>>
>> The question is: How the %$#@! did the card processor use our credit
>> card number to get our email address? That bothers me. Anyone know?
>>
>>
>
>
> I get emails from my credit card company all of the time. I choose to
> be notified on every purchase over $35.00. I get this by text also.

Do you ever visit the card processor (assumed they are the one who
issued the card and maintain your account.)

Part of setting up the online access to my credit card information is my
email. Same with my bank where I do all of my online banking.

On Thu, 27 Oct 2016 19:58:35 -0500, Unquestionably Confused wrote:

>> The question is: How the %$#@! did the card processor use our credit
>> card number to get our email address? That bothers me. Anyone know?
>>
>>
>>
> Think about it. Likely your card was processed through one of those
> little iPad devices where they swipe the card and hand you both the card
> and the iPad to leave a tip.
>
> It's likely part of the agreement between the credit card company and
> the third party processor, e.g. when we okay the transaction we will
> forward a receipt and your thank you to the client.

Doesn't answer the question. I never gave my email address to either the
restaurant or the card processor (squareup). The email came from
squareup. I don't do online banking. I'm sure Visa has my email
address, but do they normally give it out to a card processor?





--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

On 10/28/2016 2:05 PM, Larry Blanchard wrote:
> On Thu, 27 Oct 2016 19:58:35 -0500, Unquestionably Confused wrote:
>
>>> The question is: How the %$#@! did the card processor use our credit
>>> card number to get our email address? That bothers me. Anyone know?
>>>
>>>
>>>
>> Think about it. Likely your card was processed through one of those
>> little iPad devices where they swipe the card and hand you both the card
>> and the iPad to leave a tip.
>>
>> It's likely part of the agreement between the credit card company and
>> the third party processor, e.g. when we okay the transaction we will
>> forward a receipt and your thank you to the client.
>
> Doesn't answer the question. I never gave my email address to either the
> restaurant or the card processor (squareup). The email came from
> squareup. I don't do online banking. I'm sure Visa has my email
> address, but do they normally give it out to a card processor?
>
Is it possible that a transaction can be flagged, such that when the
card provider receives the transaction, the card holder is emailed that
the transaction is received.

I assume that Squareup provides those little attachments that goes in to
a smart phone.

To me it seems like a desireable event, other wise some one could sit in
their car and make all kinds of transaction on your credit card.

On Fri, 28 Oct 2016 20:37:28 +0000, Eli the Bearded wrote:

> Possibly you did through a transaction that you did not realize was
> Square (squareup). Maybe an online store?

Now that's possible. I do most of my online shopping with PayPal but I
do use a credit card on some sites. That's the best
explanation yet. I don't know if there's any indication at the time of
purchase as to whose doing the processing. I hadn't checked SquareUp's
terms and conditions since I didn't even know they existed :-).


--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

On 10/29/2016 10:19 AM, krw wrote:
> oing the CC company a service by checking your account often
> but it really isn't necessary. We have caught "feeler" charges ($1-$2
Those "Feeler" charges are legitimate and not necessarily someone
checking you account with an idea of committing fraud

Many business send these $1 charges to the credit company before sending
the actual purchase. The $1 charge validates the card.

If you watch your CC account you will see them appear and disappear as
they age out.

Every time I check my account I see a couple of these $1 transactions,
that are followed up with the real purchase from the same company.

Since they disappear and not credited to your account unless you are
watching you would not know they are occurring.

On 10/29/2016 2:23 PM, [email protected] wrote:
> On Sat, 29 Oct 2016 10:51:11 -0400, krw <[email protected]> wrote:
>
>> On Sat, 29 Oct 2016 10:32:35 -0400, Keith Nuttle
>> <[email protected]> wrote:
>>
>>> On 10/29/2016 10:19 AM, krw wrote:
>>>> oing the CC company a service by checking your account often
>>>> but it really isn't necessary. We have caught "feeler" charges ($1-$2
>>> Those "Feeler" charges are legitimate and not necessarily someone
>>> checking you account with an idea of committing fraud
>>>
>>> Many business send these $1 charges to the credit company before sending
>>> the actual purchase. The $1 charge validates the card.
>>
>> Sure, sorry that I wasn't clear. These were fraudulent, though, and
>> confirmed by the CC company.
>>
>>> If you watch your CC account you will see them appear and disappear as
>>> they age out.
>>>
>>> Every time I check my account I see a couple of these $1 transactions,
>>> that are followed up with the real purchase from the same company.
>>>
>>> Since they disappear and not credited to your account unless you are
>>> watching you would not know they are occurring.
> What I find interesting is the email notifications I keep getting
> from credit card companies and banks I have never dealt with - often
> American banks with no Canadian presence, telling me my accounts are
> being frozen due to possible fraudulent activity - and Apple saying my
> account may be in jeopardy - when I don't have any dealings with the
> "fruit" computer company.
>
Have you checked the actual email address for the sender. I receive
many email supposedly from a bank or similar, and it comes from another ISP.

For example I gotten some Chase bank notifications from email address on
gmail, and the like, easy to delete.

On Fri, 28 Oct 2016 08:06:29 -0500, Leon <lcb11211@swbelldotnet>
>> Do you ever visit the card processor (assumed they are the one who
>> issued the card and maintain your account.)
>
>I visit my CCard web site often.

So do I. My CC is through my bank and I verify every transaction that
goes through my bank and CC.

Over the last 10-15 years, I've experienced three CC transactions that
were not authorized. Upon notifying the CC company, I've had three
cards immediately cancelled and replaced with a new number. It's
somewhat of a pain to go through the process, but it saves a lot of
hassles in the long run.

On 10/27/2016 6:28 PM, Larry Blanchard wrote:
> Like I said, off topic. And not about the election :-).
>
> We ate at a new restaurant a couple of days ago and paid for the lunch
> with a credit card. The very next day we got an email from the credit
> card processor (not the restaurant) giving us a detailed email copy of
> our receipt.
>
> The question is: How the %$#@! did the card processor use our credit
> card number to get our email address? That bothers me. Anyone know?
>
>

Are you registered on line with your credit card? If so, they have your
email. Some of the CC processors give you the option of getting
receipts on line.

On 10/27/2016 6:34 PM, Keith Nuttle wrote:
> On 10/27/2016 6:33 PM, Leon wrote:
>> On 10/27/2016 5:28 PM, Larry Blanchard wrote:
>>> Like I said, off topic. And not about the election :-).
>>>
>>> We ate at a new restaurant a couple of days ago and paid for the lunch
>>> with a credit card. The very next day we got an email from the credit
>>> card processor (not the restaurant) giving us a detailed email copy of
>>> our receipt.
>>>
>>> The question is: How the %$#@! did the card processor use our credit
>>> card number to get our email address? That bothers me. Anyone know?
>>>
>>>
>>
>>
>> I get emails from my credit card company all of the time. I choose to
>> be notified on every purchase over $35.00. I get this by text also.
>
> Do you ever visit the card processor (assumed they are the one who
> issued the card and maintain your account.)

I visit my CCard web site often.



>
> Part of setting up the online access to my credit card information is my
> email. Same with my bank where I do all of my online banking.

Yes

On 10/29/2016 2:23 PM, [email protected] wrote:

> What I find interesting is the email notifications I keep getting
> from credit card companies and banks I have never dealt with - often
> American banks with no Canadian presence, telling me my accounts are
> being frozen due to possible fraudulent activity - and Apple saying my
> account may be in jeopardy - when I don't have any dealings with the
> "fruit" computer company.
>

I have to wonder how many people think they are real and reply to the
scammers. I've gotten them from banks in the UK too'

Got another call from "Windows" about my computer too. This time it was
a female. I asked if she had big breasts and if she would marry me.